Mobile Number is really very important if you want to use your bank account safely. There are many reasons when you hear them, you will find this statement correct. But the major one is if you have your mobile number registered with your bank account. Then you will receive the SMS alerts when any kind of transaction takes place in your bank account.
Don’t you think that receiving this SMS is important?
In fact, it is very important. Because, if someone else has gained access to your bank account. Let’s say they have your debit card and somehow managed to find your PIN Number.
Or the case can even be like they have gained access to your internet banking account with the help of a phishing website. Anything can happen with the bank account.
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The bad guys out there on the internet are always looking to gain unauthorized access into the money of the public. So in such a case, if anything happens you will get an SMS from the bank stating that you have used the banking services to carry out so and so transactions.
If you have really authorized that transaction then that is well and good.
But what if you have not done that transaction?
You can immediately call the bank and put a hold on any kind of future transactions. By doing this you can minimize the loss that can happen to your bank account.
If the transaction was made with your debit card then you should block it quickly. And in case it was done with the internet banking then you can block your User ID.
Is Your Bank Account Secure Without Registered Mobile Number?
We feel secure when we hear that we can protect ourselves from the loss that can happen or minimize the loss. This is quite common.
But what if I say you just can not secure your bank account without your registered mobile number?
This is the reality and you can not even get aware of what is happening in your bank account if you don’t have access to your registered mobile number.
Or say you have changed the primary mobile number and you have not updated it in your bank account.
This is because you are just not receiving any kind of notification from the Canara Bank where you hold your bank account. Because the bank’s system just does not know your new primary mobile number.
No Registered Mobile Number, No Online Transactions
Do you know if you are not kept your registered mobile number updated then you are not going to receive the OTP. No matter what kind of transaction you are trying to do it can be one using ATM card or internet banking.
You just can not complete it.
The bank’s systems are programmed to send the OTP to the customer only of their registered mobile number. So if you have lost access to your registered mobile number then the bank’s system will be still sending you SMS.
But there is no way for you to read the OTP and this is the reason why you can not complete any kind of online transactions without having access to your mobile number which is in the bank records.
So if you have lost your old SIM Card or have changed your primary mobile number. It is very important to intimate the bank about this change.
How Can You Change Mobile Number in Canara Bank?
I will be telling you two methods in this guide that you can follow to change your mobile number in Canara Bank. The source of this information is Bank With Us.
In both the methods which are mentioned here you have to personally visit to make this change. There is no way to change your mobile number online using internet banking in Canara Bank. There are some online websites that claim that you can change your mobile number online.
But the reality is Canara Bank does not allow you to change such critical information online. You have to personally visit the bank’s place to make this kind of KYC change to your bank account.
So my advice to you in this regard is you have to verify the information with the bank officials before you can personally use it. And even after you reading this guide I encourage you to talk to the bank to verify this information.
That is because no other can tell you in detail about the product and services other than the company that is providing it.
Changing Mobile Number through ATM Machine
The first method is to change your mobile number using the ATM machine. Here you should note that the ATM machine which you are using should be owned by the Canara Bank itself.
If you are using another bank’s ATM machine to change your mobile number then it is not going to work. So you should find the ATM center of Canara Bank near your location. If you don’t know about it then you can use the Google Map to find one near you.
- Insert your ATM Card.
- Enter your digits PIN Number.
- Select Services.
- Select Mobile Number Change.
- Enter your New Mobile Number.
- And re-enter your new mobile number and select confirm from the ATM screen.
When you complete the above-mentioned steps your mobile number will be changed and you will get a printed receipt for your request.
Changing Mobile Number from Home Branch
Whenever we want to make KYC changes to our bank account then the best possible thing to do is visiting our home branch. There we will be having real people who can guide us through this change. However, the public sector banks in India don’t have a good image of their bank officials.
But still, it works quite well when we talk to the employees of the bank politely.
- Go to your home branch.
- Ask for a KYC updation form.
- Fill all the details which are asked in the form.
- Tick “Mobile Number Update”.
- Enter your old mobile number.
- Enter your new mobile number twice.
- Make your signature on the form and submit it to the bank.
Conclusion on Canara Bank
The time required to change your mobile number in Canara Bank using both the methods is 1 working day. In most cases, it will not take more than 4 working hours.